Welcome To Future Improvement for Notable Advancement (FINA) NGO

FINA Micro-finance also called FINA Microcredit is a way to provide small business owners and entrepreneurs access to capital. Often these small and individual business don’t have access to traditional financial resources from major institutions. This means it is harder to access loans and investments that will help grow their business.

FINA believes that micro-finance is important because it provides resources and access to capital to the financially underserved, such as those who are unable to get checking accounts, lines of credit, or loans from traditional banks. FINA Micro-finance is providing loans, credit, access to DPS, FDR accounts to the small business owner and entrepreneur.

FINA Micro-finance helps the financially marginalized entrepreneurs businesses by providing them with the necessary capital to start a business and work toward financial independence. These loans are significant because they are given even though the borrower has no collateral. Interest rates for these FINA Micro-loans are very affordable level for the customers.

Micro-savings accounts are also under the micro-finance umbrella. They allow entrepreneurs to have a DPS account or FDR account for future generation. DPS rate is 10 to 15% varies from time balance. FDR rate is 12 to 18% varies from Time Period. We have also Islami Shariah Based systems.